Ramachandran - Solution Architect, A Proactive, results-oriented Senior Consultant with 14 years of proven track record of Project Development experience, business development, team building and management experience.

Hands on experience in developing/implementing mission critical Applications in financial sector using FIX, SWIFT, EDI, Rule Engine, Queuing and EAI technologies.

Involved in developing applications for eminent organisation such as Sony, Singapore Stock Exchange, Sybase, Bank of Thailand, Singapore Immigration, DBS Bank, Citibank India, Fullerton India, Tiger Airways, National Healthcare Group - Singapore and various mid sized organisation.

By involving in developing more than 60 projects in various stages of SDLC's, Ramachandran got a Strong ability to convert business need and client requirement into IT solution in any technology and make sure that projects are delivered in high standard.

He has a talent to bring the best out of all employees and empower them to take decisions that best fits the interest of organisation growth.

Ramachandran is primarily responsible for product strategy, market positioning, business analysis, relationship building, company direction and vision.

He is an Electrical & Electronics Engineer and Post Graduate in Business Administration specialised in Finance and Marketing.

AKM Ismail (known as "Ismail") brings 30 years of business experience to Vcidex. Ismail graduated from the National University of Singapore in 1984. He then joined DBS Bank in Singapore, working there until 1993, initially as an international loans officer and then in the real estate unit of the corporate banking division, rising to the rank of assistant vice president.

In 1993 he joined the real estate unit of Citibank in Singapore, quickly being promoted to vice president and then became a director (and later head) of Citibank's Offshore Business Unit.

In 1999 he became the Head of its Restructuring and Recapitalisation Unit where he managed the bank's portfolio of credit intensive deals which required restructuring and recapitalisation efforts. One example of his work was the restructuring of the debts of a listed company involving seven banks.

From 2001 until 2008 Ismail served as managing director of Asia Pacific Investments plc, working in both London and Singapore. His work again involved restructuring but also project finance. He was responsible for arranging the project finance for the mining transactions of the group. Ismail also has substantial experience as a trainer.

During the period 1988 to 1994 he conducted many courses for Singapore's Institute of Banking & Finance, particularly in real estate, project finance and capital markets. Since then he has still been delivering regular seminars in-house for the junior staff of his employers in these and other areas (which now include debt restructuring, corporate banking and syndicated loans).

Ismail is based out of London and oversees strategic business development for vcidex.